liability insurance

[SafeGasInstall]

just called to renew my Liability and they quoted me as Ltd. for £5,000.000 = £433
I told the lady same details but solo trader and I want lowest one which is up to £1,000.000=£295.000

I told her this does not sound right , and I am after recommendation for a company to provide me with Liability insurance

p.s I have never had anything claimed

 

[jtsplumbing]

I pay £315.00 for 5 mill.

 

[Plum Bob 66]

Your paying too much imho. Mine is 2milion plus tools £295

 

[Phil]

Your paying too much imho. Mine is 2milion plus tools £295

Who's that with Plum Bob old son? I pay around that with no tool cover.

 

[Plum Bob 66]

Who's that with Plum Bob old son? I pay around that with no tool cover.

Just going to dig my papers out now buddy be back in two shakes

 

[Plum Bob 66]

In fact your going to fall over when I tell you this, just checked my papers

Premium £95.40 !!!!!!
Cover 2 million with plenty of other benefits including 2k tool cover, which about covers new for old in my van

Tradesman saver insurance
Contact 020 8655 044
E mail [email protected]

I'm still in shock !
Hope this helps

 

[SafeGasInstall]

they will get a phone call right away

 

[SafeGasInstall]

In fact your going to fall over when I tell you this, just checked my papers

Premium £95.40 !!!!!!
Cover 2 million with plenty of other benefits including 2k tool cover, which about covers new for old in my van

Tradesman saver insurance
Contact 020 8655 044
E mail [email protected]

I'm still in shock !
Hope this helps

not enough numbers on the phone mate

 

[Plum Bob 66]

Try this 020 8655 0444

 

[SafeGasInstall]

will call them tomorrow , there office is now close

 

[Plum Bob 66]

will call them tomorrow , there office is now close

Cool, hope you get a result Stan.

 

[Barry98]

Let me know how you get on stan am about to ring around to renew

 

[SafeGasInstall]

will do tomorrow

 

[lame plumber]

check your excess payments at that price! its to cheap, did the same with my last van too, really cheap insurance, but took aeons to get the claim sorted after wifey drowned it

 

[Plum Bob 66]

check your excess payments at that price! its to cheap, did the same with my last van too, really cheap insurance, but took aeons to get the claim sorted after wifey drowned it

The excess payments are all pretty realistic, there's no such thing as a free lunch of that I'm well aware. I did my homework and in happy. Most of the guys are pretty savvy on here and will check the obvious parameters.

 

[Plum Bob 66]

Not forgetting I wouldn't let my dopey wife near my van !! ;-)

 

[SafeGasInstall]

Not forgetting I wouldn't let my dopey wife near my van !! ;-)

you 2 must have a vw t5 ?

 

[Plum Bob 66]

you 2 must have a vw t5 ?

I wish, but you haven't seen my lasses driving !

 

[lame plumber]

technically it was her van I handed down, wasnt best please finding it drowned, but in the end after much hassle got some good money out of the insurers, think they screwed up if was honest £3k plus for a wet kangoo 04 plate!! However, your missus may be dopey, I like to see anyone call mine that to her face and be able to walk away upright, shes great at collecting old debts and does it with a smile every time

 

[Plum Bob 66]

technically it was her van I handed down, wasnt best please finding it drowned, but in the end after much hassle got some good money out of the insurers, think they screwed up if was honest £3k plus for a wet kangoo 04 plate!! However, your missus may be dopey, I like to see anyone call mine that to her face and be able to walk away upright, shes great at collecting old debts and does it with a smile every time

I think it's a term if endearment old chum. Anybody call my missus that even me and it would be a laboutin to the spherical and plurals, gender permitting !!

 

[TerryWaite]

£203 for £2million, that includes hot work, work on gas, work on boilers, insurantz.com

 

[R1CKY]

Do premiums come down the longer you've been in business? I'm paying just shy of £400 for £2million + £1000 worth of tool cover.

 

[SimonG]

Try looking at separate tool cover, sometimes all the 'extras' that you add in can be overpriced.

 

[mountainman]

I pay about £300 for £2m cover for gas, plumbing, electrics, hot works, small building works and 1k tool cover.
Corgi insurance.

 

[Plum Bob 66]

Do premiums come down the longer you've been in business? I'm paying just shy of £400 for £2million + £1000 worth of tool cover.

I reckon it takes one gas related incident to hit the news and up go the premiums dependant on the insurer.

Surely there should be some sort of no claims bonus set up in operation.