Public liability

[Leo21]

What are you sole traders out there paying for it? Just had a quote for £306. Any good? High flyers like Bod with a gazillion employees need not aplly.

 

[leelister6]

Tradesman saver, just over £100 for 2m & £1500 tools cover

 

[Howsie]

That's about what I pay for £5m. Worth reading the small print because some of them aren't worth the paper they're printed on.

That reminds me, it's just about to run out so off to the broker I go...

 

[Leo21]

Tradesman saver, just over £100 for 2m & £1500 tools cover

They just quoted me £323.

 

[hammers4spanner]

mines about that for 5 million

 

[Leo21]

Isn't it three million to satisfy gas safe now?

 

[stevetheplumber]

try simply buisness

 

[TFGplumbing]

Isn't it three million to satisfy gas safe now?

Since when do gas safe stipulate how much you should be covered for?

 

[Leo21]

Since when do gas safe stipulate how much you should be covered for?

Dont know why but I thought it was part of the t&c,s laid out by them. Sure I read it somewhere.

 

[TFGplumbing]

Heard nout about it when I first registered or when I renewed. Since when do you have to have Public liability to be part of an overpriced magazine subscription?

 

[Mike Jackson]

I've read 2 million somewhere but no idea where.

 

[cr0ft]

The NICEIC requires £2m for electrical businesses. It's pretty common for the scams to stipulate minimum insurance requirements. I got mine from Brit Insurance, covers me for plumbing/heating & electrical work in domestic and light commercial premises. £2m cover comes to £224 a year.

 

[armyash]

Had a quote from Insurantz for £282 6 weeks ago includes £1500 tool cover. Corgi also confirmed to me that Gas Safe require £2million cover.

 

[Atouchofgas]

Just paid £256 for mine £2 mill & £2500 tool cover from insurantz

 

[TFGplumbing]

Well I've got 1 million & tool cover and they have never said nout to me.

 

[villa_tom]

I don't see how gas safe can say how much public liability you have to have anyway.

They don't do anything for me, so I wouldn't let them dictate to me how much PL I have to have.

Plus, some people might not need 2million quid worth anyway.

 

[TFGplumbing]

Oh I did the inter-gas platinum installer course and they told me I needed two million just after I renewed, I poped a F****** 'O' ring.

 

[Leo21]

I agree Tom, but that's what they stipulate. We all know gas safe have no teeth, so I'm sure you'll be fine.

 

[TFGplumbing]

Well I Shall be ringing up the swines tomorrow!

 

[TFGplumbing]

If you have to use 2 million of PLI, I would say you career as a gas engineer is well and truly finished.

 

[Mike Jackson]

2 Million is peanuts in personal injury cases.

 

[TFGplumbing]

2 Million is peanuts in personal injury cases.

Indeed this is true

 

[stevetheplumber]

there is no rule says you have to have any insurance to join the gas safe register there maybe a recommendation but its none of there business wether you do or dont

 

[villa_tom]

I agree Tom, but that's what they stipulate. We all know gas safe have no teeth, so I'm sure you'll be fine.

I've got two million quid anyway, but only as most contracts I work on say I need it, not because gas safe say so.

 

[stevetheplumber]

Had a quote from Insurantz for £282 6 weeks ago includes £1500 tool cover. Corgi also confirmed to me that Gas Safe require £2million cover.

corgi would say that as they sell insurance

 

[R1CKY]

I saw the thread title and thought it was about Croppie......

 

[villa_tom]

I saw the thread title and thought it was about Croppie......

Youve seen his work as well then......

 

[armyash]

corgi would say that as they sell insurance[/QUOTE

That is true. For the quotes I got, the difference in 1million and 2 million premiums was not worth worrying about to be fair.

 

[peteheat]

On threads like this I hate you Brits

RGII insist on €6 million P.L. and I think it's €14 million for E.L.

Try all the bluff, blackmail and threats I can think of and can't get cover for tools.

I finally got cover for my trailers but I have a feeling it's an E.U. thing, I don't like bad memories but I think my P.L / E.L. & product liability came in nearly three grand this year, van was €980.00

Green with jealousy looking at the numbers posted here.

 

[Leo21]

Hang on, you get 120 euros for a callout. We're the jealous ones.

 

[peteheat]

Hang on, you get 120 euros for a callout. We're the jealous ones.

Now you can see why I consider myself underpaid