so I am going to turn the boiler temperature control smaller, something between level 4--5, about 71°c, or 70°c or 72°c.Yes legionella bacteria is killed off at 60°c. Yes set boiler control stat to that but no higher. The dew point for natural gas boilers starts at around 57°c, so your return water temperature needs to be that or lower, the lower the return temperature the greater the condensing. You also get greater condensing when the boiler is at part load but I won’t go into that now. If I was designing your system I would of done things a lot differently but that’s irrelevant now. As John says run his test to see what happens to the HW valve.
My installed system has caused me so much trouble..... I wonder how you would design it! Anything could be better!
The worse thing is the boss/gas engineer of my system does NOT know any of those questions I raised here........